ProsperOn Privacy Policy

ProsperOn is unwavering in its commitment to maintaining the privacy and security of our users’ personal data. This Privacy Policy meticulously outlines our approach to collecting, handling, and securing personal information to offer our tailored financial education and budgeting services through the Application. Acceptance of this policy is inherent when you engage with our Application, and we encourage you to review this policy comprehensively to understand our practices.

Definition of “Data”:
Our definition of Data encompasses all Personally Identifiable Information (PII) and other non-public information that you provide, which may include but is not limited to, your name, email address, financial details, device information, usage patterns, and other necessary data to improve our services.

Data Collection:
We collect Data that is essential for fulfilling the services provided by our Application. This includes the information you provide when you register, create or modify your account, contact customer service, and partake in Application functionalities.

Data Use:
The Data collected will be used solely for the purpose of delivering and improving the services of the Application, managing your account, personalizing your experience, and ensuring effective customer service.

Data De-Identification:
In our efforts to enhance our services and conduct research, we may use de-identified Data which will have all personal identifiers removed, ensuring that you cannot be identified from this data. We are committed to not re-identifying such data and we require that any third-party we share this data with adheres to the same principle.

Data Sharing and Transfer:
ProsperOn upholds a stringent policy against selling, trading, or transferring your personally identifiable information to external parties without your explicit consent, except as required by law. In instances where we rely on subcontractors, they will be fully compliant with the terms of this Agreement, with their names made available upon request.

Data Protection:
Our commitment to data protection involves employing a blend of physical, electronic, and administrative measures tailored to safeguard your personal information against unauthorized access, disclosure, alteration, and destruction.

Marketing and Advertising:
We will not use any Data to directly market or advertise to our users. Any marketing or advertising efforts are conducted in a de-identified manner that does not utilize personal information.

Modification of Terms of Service:
ProsperOn guarantees not to modify how Data is collected, used, or shared under the terms of this Agreement without prior notification and consent.

Data Mining:
We strictly prohibit data mining for purposes outside the agreed terms of service, specifically banning the scanning of user content for advertising or marketing to our users.

Data Transfer or Destruction:
When Data is no longer necessary for the specified service purpose, or at your request, it will be duly destroyed or transferred according to your direction, ensuring that your privacy is maintained.

Access and Correction:
You retain the right to access and modify your personal information. ProsperOn provides mechanisms for you to review, update, or correct your data.

Age Limitations:
Our Application is not designed for children under 13 years of age. We take steps to promptly delete information and deactivate accounts of underage users. Teenagers aged 13-17 are advised to review this Privacy Policy with their parents.

Changes to this Policy:
The Privacy Policy is subject to changes, which reflect updates in our practices or regulatory requirements. Continued use of the Application post any changes indicates your acceptance of the new terms.

Contact Us:
For inquiries regarding this Privacy Policy or your personal information under our care, reach out to us via email at We are dedicated to providing clarity and support for all your privacy concerns.

Effective Date: 09/23/2023
This Privacy Policy is effective as of 09/23/2023.
Last updated: 09/23/2023